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Banking Market Research Reports

The banking market comprises all those organizations and formal bodies that engage in various activities related to banking. The primary services provided by banks include accepting deposits and lending activities. The banking market plays a very crucial role in the financial structure of every economy. It brings together people with financial deficits and those with financial surpluses by mobilizing savings and carrying out investment activities. Modern day b
market is highly structured and complex. 


The banking market provides services to banks, businesses and individuals. There are three basic types of banks that make up the banking market which are central banks, retail banks and investment banks. Central banks are the apex banks with supervisory powers to overlook the working of all types of banks in a country. Every country has one central bank. 


Retail banks or commercial banks are those which conduct the business of banking and extend services like broking, overdrafts, insurance, pension funds and mortgaging other than just accepting deposits and providing loans. Investment banks or wholesale banks are those that cater to the financial needs of corporate entities, large businesses and other miscellaneous financial institutions in the banking market. Investment banking services mainly include raising funds for businesses and business expansion. Investment banks provide huge loans for several millions of dollars and often act as intermediaries in business ventures like mergers and acquisitions. 


Modern day banking market involves internet banking, plastic money services (debit cards, credit cards and other different types of cards dealing with finance), product specific loans, factoring services, bills related transactions, issuance of guarantees, export-import financial services, electronic fund transfer services, financial advisory services, foreign exchange services, issuing of documentary credit. 


The banking market extensively incorporates financial software like Finacle, SAP for banking and core banking, FinnOne Neo, KASTLE, AvantGard ETX, BCSS, Abraxsys, and Ababil etc.

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The Cards and Payments Industry in Denmark: Emerging Trends and Opportunities to 2021
Timetric’s 'The Cards and Payments Industry in Denmark: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the Danish cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including direct debits, check payments, payment cards, cash transactions and credit transfers during the review period (2012–2016). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period (2017–2021). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.
Published Date: Dec 2016
Published By: Timetric

Price: $2750
Retail Banking Country Snapshot: Malaysia 2016
Malaysia is a mature market, albeit still developing in many aspects. Our research shows that the country’s consumers are very similar to those in developed nations in terms of embracing the convenience brought to banking through digital platforms – and banks in Malaysia have been quick to act on this potential. With a healthy economy and a bright outlook over the next few years, the market presents significant opportunities for providers across the retail banking spectrum. Key Findings - As in other markets in the Asia Pacific region, online has become a preferred channel for routine activities in Malaysia. However, mobile should be rapidly making inroads as mobile penetration in most developing markets has reached the masses. - Among Malaysian consumers as a whole, reputation and
Published Date: Dec 2016
Published By: Verdict Financial

Price: $3450
Consumer Payments Country Snapshot: New Zealand 2016
The New Zealand market is small, and less densely populated outside of Auckland, making it challenging to service. It is thus essential that digital channels form the basis of issuers’ strategies. At the core of the payment market is consumers’ embrace of debit cards and EFTPOS, which has been the main driver behind the growth in all non-cash payments. It is a highly mature market in terms of card penetration, although consumers appear to struggle with credit cards as a payment option. Mobile payments need to focus on replicating the convenience of debit cards, which have benefited from the widespread rollout of contactless. However, exceeding consumer expectations will be a challenge, as proven by the failure of Semble. Key Findings - Debit cards account for the majority of the New
Published Date: Dec 2016
Published By: Verdict Financial

Price: $3450
Consumer Payments Country Snapshot: France 2016
The French consumer payments market is unlike many other developed markets in the Western world in that card holding is low, with fewer payment cards than people in 2015. France has a highly developed point of sale (POS) infrastructure as well as a high penetration of contactless cards, although the market as a whole is heavily reliant on cash. Key Findings - The credit card market is both low-risk and largely untapped in France, and providers may be able to carve out a niche in this space via low-fee offerings. - E-commerce accounts for the majority of online purchases by value in France, although m-commerce is expected to record a compound annual growth rate of 16% between 2015 and 2020 as consumers become increasingly comfortable using mobiles to shop online. - The French government
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450
Wealth in Switzerland: Sizing the Market Opportunity 2016
Switzerland is known for its high standard of living and well-developed private banking market, as well as a favorable tax system kept in check by each of the 26 Swiss cantons. These factors, along with the country’s favorable level of economic stability, make Switzerland an attractive location for HNW expat investors. While the HNW segment is forecast to grow at an annual rate of over 5% between 2016 and 2020, the rest of the country’s affluent population is expected to develop at a much slower pace. Key Findings - Switzerland is one of the largest offshore centers in the world, but increased pressure on information exchange has impacted its attractiveness for tax and offshore purposes. - Nearly half of non-resident deposits are sourced from the Americas, accounting for the largest
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450
Insurance Competitor Profile: Admiral Group 2016
Admiral Group is a leading provider of car and home insurance active in both the UK and internationally. It operates a number a brands as well as comparison sites. This profile offers a review of the company, its business structure and strategy, its financial performance, and a SWOT analysis. Key Findings Solvency II capital requirements have come into effect. This may result in higher capital requirements, changes to the risk management structure, and a reduction in the efficiency of Admiral’s business model. Aggregator growth has slowed in recent years, making it a tougher market for brands such as Confused.com. High levels of competition from other aggregators and from the number of active insurers make it a challenging environment. Synopsis Verdict Financial’s “Insurance Comp
Published Date: Nov 2016
Published By: Verdict Financial

Price: $1295
The Cards and Payments Industry in Finland: Emerging Trends and Opportunities to 2021
Timetric’s 'The Cards and Payments Industry in Finland: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the Finnish cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including direct debits, check payments, payment cards, cash transactions and credit transfers during the review period (2012–2016). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period (2017–2021). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.
Published Date: Nov 2016
Published By: Timetric

Price: $2750
Affluent/Mass Affluent Investing and Banking - Canada - November 2016
Financial advisors serving the affluent must not only develop a wider range of skills but also understand their attitudinal differences such as those related to risk perception and charitable giving.
Published Date: Nov 2016
Published By: Mintel

Price: $3995
Discretionary Asset Management: HNW Demand and Drivers
Globally over half of HNW investment portfolios are placed in discretionary mandates. However, the uptake of these services differs by country. While wealth managers in developed economies such as the UK and the US can attract investors to discretionary services relatively easily thanks to their established reputations, players in emerging markets have a longer way to go. Nevertheless, despite the challenging competitive environment, the penetration of mandated offerings is expected to increase, in line with most global players’ business strategies. Key Findings - With 81.5% of HNW portfolios placed in discretionary services, Singapore has the highest penetration of discretionary mandates. The UK and the US follow. - In absolute terms, China follows the US as the world’s second larg
Published Date: Nov 2016
Published By: Verdict Financial

Price: $5250
Retail Banking Country Snapshot: France 2016
The markets for mortgages and personal loans are largely dominated by a single provider (Crédit Agricole for mortgages, LCL for loans). Across all main products branches remain the key channel for acquiring new customers, with many providers not offering digital onboarding. Customers choose providers mainly on the basis of reputation, existing relationships, and rate. Only a minority of consumers either use, or intend to use, fintech providers, with younger consumers proving the most receptive. Key Findings - Although retirement remains a key objective for nearly a third of savers, it has declined by 11 percentage points since 2015. Saving to make a financial investment has also fallen substantially, and these movements suggest that consumers are now less focused on long-term objectives
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450
The Cards and Payments Industry in Norway: Emerging Trends and Opportunities to 2021
Timetric’s 'The Cards and Payments Industry in Norway: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the Norwegian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debits, check payments, cash transactions and payment cards during the review period (2012–2016). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period (2017–2021). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes
Published Date: Nov 2016
Published By: Timetric

Price: $2750
Insurance Competitor Profile: Aviva 2016
This profile offers a review of Aviva, its business structure and strategy, its financial performance, and a SWOT analysis. Aviva has 34 million customers worldwide and 16 million in the UK (before the deduction of Friends Life Group’s overlapping customers). Aviva has a presence in 16 countries. Outside of the UK, it has a strong presence in Canada, France, Ireland, Spain, and Turkey. Key Findings - Aviva is a composite of scale in the UK offering life, general and health insurance, and asset management products and services. - Aviva revamped its business strategy to include three key components: True Customer Composite, Digital First, and Selective Market Focus. Synopsis This profile provides a comprehensive review of Aviva and its UK business. This includes its structure, its
Published Date: Nov 2016
Published By: Verdict Financial

Price: $1295
Wealth in India: Sizing the Market Opportunity 2016
Driven by economic performance, over the past few years the Indian wealth market has impressed with strong growth rates, which are expected to continue to 2020. India currently holds the crown as the world’s fastest growing major economy and, as such, it is beginning to positively distance itself from Brazil, Russia, and China. This, aligned with the substantial Indian population, underlines the huge potential of the market for wealth managers. Key Findings - Affluent individuals represent just 0.8% of the adult population, holding 93.5% of liquid assets. This reflects the high levels of wealth inequality in the country. Both the number of affluent individuals and their assets are forecast to grow strongly to 2020. - Driven by a strong economic performance, the Indian retail savings a
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450
ISAs - UK - November 2016
The ISA market is at a turning point. Overall contributions continue to grow driven by the stocks and shares sector of the market, but the number of accounts fell in the last tax year, as low interest rates undermine the incentive to save among many consumers. 
Published Date: Nov 2016
Published By: Mintel

Price: $2432
Insurance Competitor Profile: Hiscox 2016
Hiscox is a niche specialist insurer with a major UK focus on high net worth (HNW) customers and the micro enterprise segment. The majority of its UK book covers liability insurance, where it specializes in a range of products such as professional indemnity. Its presence in the HNW market also means it caters for the needs of these clients, providing cover such as fine art and classic cars. Key Findings - Total liability accounts for 78.4% of Hiscox’s commercial GWP. Within the total liability market, it is the 11th largest insurer and has a 2.7% share. Hiscox reported GWP growth of 9.6% in 2015. - Hiscox Retail distributes its business through broker, partner, and direct channels. - Hiscox Europe underwrites fine art, classic cars, high-value household, errors and omissions, directo
Published Date: Nov 2016
Published By: Verdict Financial

Price: $1295
UK SME Insurance: The Direct Channel 2016
Changes in SME distribution are primarily being driven by shifting preferences in purchasing method as opposed to channel. The preference towards online purchasing initially provided the direct channel with an opportunity to grow. However, as brokers have begun to move into the online space for SMEs, their market position has strengthened at the expense of direct insurers. The direct channel has therefore slightly lost share in the distribution of insurance for SMEs in 2016. Micro-enterprises have the greatest affinity for purchasing direct from an insurer. They have the smallest risks, which makes them more suited to purchasing a commoditized product online. SMEs that purchase direct from an insurer view both the level of cover and the price of premium to be of equally high importance,
Published Date: Nov 2016
Published By: Verdict Financial

Price: $1295
Wealth in the UAE: Sizing the Market Opportunity 2016
The UAE is a dynamic market due to government attempts to diversify the economy, but it remains highly reliant on the oil and gas industry. The expat population constitutes a very large part of the affluent and HNW segments, which in addition to the relatively underdeveloped local stock markets explains why a large proportion of wealth is held offshore. Nevertheless, the future growth of onshore assets will remain positive. Key Findings - Despite the small number of affluent individuals, this segment controls almost 80% of total liquid assets. At the end of 2015 HNW individuals held almost 30% of the country’s onshore liquid wealth. - The ultra-high net worth segment is forecast to record the highest liquid asset growth during 2016–20. - HNW investors in the UAE hold the majority
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450
UK Protection Insurance: Term and Whole of Life
The life market has contracted significantly over the last couple of years since the introduction of the Retail Distribution Review (RDR) and the subsequent exodus of banks providing advice, so that now both the number of contracts and the value of premiums are at much lower levels than before. With minimal change in either variable over 2014 and 2015, a new normal is taking hold in the market. Key Findings - The sheer size of the total term market dictates the overall protection market direction, with the reduction in premium value every year from 2012 pinning the protection market back. Following a 3.6% drop in term premium income in 2015, the total protection market was only able to register 0.2% growth. - There has been very little activity within the term market itself to inspire
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450
Retail Banking Country Snapshot: Norway 2016
Norway has a competitive market for most financial products, with only DNB maintaining a dominant position in the provision of current accounts, savings accounts, and mortgages. Overall, consumers are cautious in their choice of provider, favoring those with strong reputations and nearby branches. However, comparisons between life stage segments differ significantly. Norwegian consumers are not as price sensitive as other markets in the region. Digital self-service channels are the most popular for day-to-day banking activities, with telephone and branch channels used for more complex tasks. Fintech usage will soon become mainstream in Norway. Saving for unplanned events remains the number one saving goal for Norwegian consumers. Key Findings - Among consumers as a whole, reputation, bra
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450
Australian Mortgage Market: Forecasts and Future Opportunities 2016
We estimate that growth in the value of balances outstanding for both owner-occupier and investment residential mortgages will be 6.1% in 2016, a slight decrease on the strong performance in 2015. The market will continue to decelerate over the forecast period as owner-occupier growth tapers off and investment property lending fails to make up for the slack. Key Findings - First-time buyers remain the weakest part of the market, accounting for just 14.8% of gross advances in 2015. - Growth in investment property lending flatlined in light of Australian Prudential Regulation Authority restrictions, with owner-occupier lending surging at the same time. - Lending to foreign buyers is up considerably, but the majors have pulled back from foreign investors in light of fraud and the potentia
Published Date: Nov 2016
Published By: Verdict Financial

Price: $3450

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