The Insurance Industry in Norway, Key Trends and Opportunities to 2016


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255pages

Timetric

$ 1950

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Synopsis

The report provides in-depth industry analysis, information and insights of the insurance industry in Norway, including:

  • Benchmarking analysis of the insurance industry in the Nordic region
  • The Norwegian insurance industrys growth prospects by insurance segment and sub-segment
  • The competitive landscape in the Norwegian insurance industry
  • The current trends and drivers of the Norwegian insurance industry
  • The challenges facing the Norwegian insurance industry
  • The regulatory framework of the Norwegian insurance industry

Summary

The Norwegian insurance industry grew at a CAGR of 3.4% during the review period. The increase was partially as a consequence of improved growth in the personal accident and health insurance segment. The growth was further supported by the improving business and macroeconomic fundamentals in Norway, factors which are also expected to support the Norwegian insurance industry over the forecast period. In 2011, the life insurance segment accounted for a 59.8% share of the total Norwegian insurance industry. This contribution is expected to increase over the forecast period. The profitability of Norwegian insurance companies has been impacted by high house prices and heavy household debt. It is projected that household debt will continue to rise faster than income levels which will further increase debt and pressure policy makers to keep benchmark interest low. 

Scope

This report provides a comprehensive analysis of the insurance industry in Norway:

  • It provides historical values for the Norwegian insurance industry for the reports 20072011 review period and forecast figures for the 20112016 forecast period 
  • It offers a detailed analysis of the key segments and sub-segments in the Norwegian insurance industry, along with forecasts until 2016
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions 
  • It profiles the top insurance companies in Norway, and outlines the key regulations affecting them

Reasons To Buy

  • Make strategic business decisions using in-depth historic and forecast industry data related in the Norwegian insurance industry and each segment within it
  • Understand the demand-side dynamics, key trends and growth opportunities within the Norwegian insurance industry
  • Assess the competitive dynamics in the Norwegian insurance industry
  • Identify the growth opportunities and market dynamics within key segments
  • Gain insights into key regulations governing the Norwegian insurance industry and its impact on companies and the industry's future

Key Highlights

  • The Norwegian insurance industry grew at a CAGR of 3.4% during the review period. 
  • The increase was partially as a consequence of improved growth in the personal accident and health insurance segment.
  • The growth was further supported by the improving business and macroeconomic fundamentals in Norway, factors which are also expected to support the Norwegian insurance industry over the forecast period.
  • In 2011, the life insurance segment accounted for a 59.8% share of the total Norwegian insurance industry.
  • This contribution is expected to increase over the forecast period.
  • The profitability of Norwegian insurance companies has been impacted by high house prices and heavy household debt.
  • It is projected that household debt will continue to rise faster than income levels which will further increase debt and pressure policy makers to keep benchmark interest low
Table of Content

1 Executive Summary

2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology

3 Nordic Region Market Dynamics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
3.2 Life Insurance
3.2.1 Scale and penetration
3.2.2 Growth
3.2.3 Efficiency and risk
3.2.4 Distribution channels
3.3 Non-Life Insurance
3.3.1 Scale and penetration
3.3.2 Growth
3.3.3 Efficiency and risk
3.3.4 Distribution channels
3.4 Personal Accident and Health Insurance
3.4.1 Scale and penetration
3.4.2 Growth
3.4.3 Efficiency and risk
3.4.4 Distribution channels

4 Norwegian Insurance Industry Overview
4.1 Industry Overview
4.2 Norwegian Insurance Industry Size, 20072016
4.3 Key Industry Trends and Drivers
4.4 Challenges
4.5 Regulation

5 Life InsuranceSegment
5.1 Life Insurance Growth Prospects
5.1.1 Individual life insurance category
5.1.2 General annuity insurance category
5.1.3 Individual pension insurance category
5.1.4 Individual endowment insurance category
5.1.5 Individual term-life insurance category
5.1.6 Individual unit-linked category
5.1.7 Group life insurance Category
5.1.8 Group superannuation category
5.1.9 Group unit-linked insurance category
5.2 Life Insurance Growth Prospects by category
5.2.1 Individual single premium category
5.2.2 Individual non-single premium category
5.2.3 Group single premium category
5.2.4 Group non-single premium category

6 Non-Life Insurance Segment
6.1 Non-Life Insurance Growth Prospects by Category
6.2 Property insurance category
6.2.1 Fire and allied perils insurance sub-category
6.2.2 Engineering insurance sub-category
6.2.3 Agriculture insurance sub-category
6.2.4 Other property sub-category
6.3 Motor insurance category
6.3.1 Motor hull sub-category
6.3.2 Motor third party sub-category
6.4 Liability Insurance Category
6.5 Marine, Aviation and Transit Insurance Category

7 Personal Acident and Health Insurance Segment
7.1 Personal Accident and Health Insurance Growth Prospects by Category
7.1.1 Personal accident insurance category
7.1.2 Health insurance category
7.1.3 Travel insurance category

8 Analysis by Distribution Channels
8.1 Life Insurance Segment
8.1.1 Direct marketing channel
8.1.2 Bancassurance channel
8.1.3 Agencies channel
8.1.4 E-commerce channel
8.1.5 Brokers channel
8.1.6 Other channel
8.2 Non-Life Insurance Segment
8.2.1 Direct marketing channel
8.2.2 Bancassurance channel
8.2.3 Agencies channel
8.2.4 E-commerce channel
8.2.5 Brokers channel
8.2.6 Other channels
8.3 Personal Accident and Health Insurance Segment
8.3.1 Direct marketing channel
8.3.2 Bancassurance channel
8.3.3 Agencies channel
8.3.4 E-commerce channel
8.3.5 Brokers channel
8.3.6 Other channels

9 Competitive Landscape
9.1 Overview
9.2 Leading Companies
9.2.1 Kommunal Landspensjonskasse (KLP) company overview
9.2.2 DNB Livsforsikring ASA company overview
9.2.3 Storebrand Livsforsikring AS company overview
9.2.4 Gjensidige Forsikring ASA company overview
9.2.5 Tryg AS company overview

10 Macroeconomic Indicators
10.1 GDP at Constant Prices (US dollars)
10.2 GDP Per Capita at Constant Prices (US dollars)
10.3 GDP at Current Prices (US dollars)
10.4 Inflation Rate (%)
10.5 Arable Land
10.6 Exports as a Percentage of GDP
10.7 Imports as a Percentage of GDP
10.8 Number of Air Passengers
10.9 Healthcare Expenditure (% of GDP)
10.1 Healthcare Expenditure Per Capita
10.11 Total Population
10.12 Employed Population
10.13 Annual Disposable Income
10.14 Annual Disposable Income Per Capita

11 Appendix
11.1 Methodology
11.2 Contact Us
11.3 About Timetric
11.4 Disclaimer

Table 1: Insurance Industry Definitions
Table 2: Norwegian Insurance Overall Written Premium by Segment (NOK Billion), 20072011
Table 3: Norwegian Insurance Overall Written Premium by Segment (US$ Billion), 20072011
Table 4: Norwegian Insurance Overall Written Premium by Segment (NOK Billion), 20112016
Table 5: Norwegian Insurance Overall Written Premium by Segment (US$ Billion), 20112016
Table 6: Norwegian Insurance Segmentation (% Share), 20072016
Table 7: Norwegian Life Insurance Written Premium by Category (NOK Billion), 20072011
Table 8: Norwegian Life Insurance Written Premium by Category (US$ Billion), 20072011
Table 9: Norwegian Life Insurance Written Premium by Category (NOK Billion), 20112016
Table 10: Norwegian Life Insurance Written Premium by Category (US$ Billion), 20112016
Table 11: Norwegian Life Insurance Paid Claims (NOK Billion), 20072011
Table 12: Norwegian Life Insurance Paid Claims (NOK Billion), 20112016
Table 13: Norwegian Life Insurance Incurred Loss (NOK Billion), 20072011
Table 14: Norwegian Life Insurance Incurred Loss (NOK Billion), 20112016
Table 15: Norwegian Life Insurance Loss Ratio (%), 20072011
Table 16: Norwegian Life Insurance Loss Ratio (%), 20112016
Table 17: Norwegian Life Insurance Combined Ratio (%), 20072011
Table 18: Norwegian Life Insurance Combined Ratio (%), 20112016
Table 19: Norwegian Life Insurance Total Assets (NOK Billion), 20072011
Table 20: Norwegian Life Insurance Total Assets (NOK Billion), 20112016
Table 21: Norwegian Life Insurance Total Investment Income (NOK Billion), 20072011
Table 22: Norwegian Life Insurance Total Investment Income (NOK Billion), 20112016
Table 23: Norwegian Life Insurance Retentions (NOK Billion), 20072011
Table 24: Norwegian Life Insurance Retentions (NOK Billion), 20112016
Table 25: Norwegian Life Insurance Investment (NOK Billion), 20072011
Table 26: Norwegian Individual Life Insurance Category Written Premium (NOK Billion), 20072011
Table 27: Norwegian Individual Life Insurance Category Written Premium (NOK Billion), 20112016
Table 28: Norwegian General Annuity Insurance Category Written Premium (NOK Billion), 20072011
Table 29: Norwegian General Annuity Insurance Category Written Premium (NOK Billion), 20112016
Table 30: Norwegian Individual Pension Insurance Category Written Premium (NOK Billion), 20072011
Table 31: Norwegian Individual Pension Insurance Category Written Premium (NOK Billion), 20112016
Table 32: Norwegian Individual Endowment Insurance Category Written Premium (NOK Billion), 20072011
Table 33: Norwegian Individual Endowment Insurance Category Written Premium (NOK Billion), 20112016
Table 34: Norwegian Term-life Insurance Category Written Premium (NOK Billion), 20072011
Table 35: Norwegian Term-life Insurance Category Written Premium (NOK Billion), 20112016
Table 36: Norwegian Individual Unit-linked Category Written Premium (NOK Billion), 20072011
Table 37: Norwegian Individual Unit-linked Written Premium (NOK Billion), 20112016
Table 38: Norwegian Group Life Insurance Category Written Premium (NOK Billion), 20072011
Table 39: Norwegian Individual Unit-linked Written Premium (NOK Billion), 20112016
Table 40: Norwegian Group Superannuation Category Written Premium (NOK Billion), 20072011
Table 41: Norwegian Group Superannuation Written Premium (NOK Billion), 20112016
Table 42: Norwegian Group Unit-Linked Category Written Premium (NOK Billion), 20072011
Table 43: Norwegian Group Unit-Linked Category Written Premium (NOK Billion), 20112016
Table 44: Norwegian Individual Single Premium Category Written Premium (NOK Billion), 20072011
Table 45: Norwegian Individual Single Premium Category Written Premium (NOK Billion), 20112016
Table 46: Norwegian Individual Non-Single Premium Category Written Premium (NOK Billion), 20072011
Table 47: Norwegian Individual Single Premium Category Written Premium (NOK Billion), 20112016
Table 48: Norwegian Group Single Premium Category Written Premium (NOK Billion), 20072011
Table 49: Norwegian Group Single Premium Category Written Premium (NOK Billion), 20112016
Table 50: Norwegian Group Non-Single Premium Category Written Premium (NOK Billion), 20072011
Table 51: Norwegian Group Single Premium Category Written Premium (NOK Billion), 20112016
Table 52: Norwegian Non-Life Insurance Written Premium by Category (NOK Billion), 20072011
Table 53: Norwegian Non-Life Insurance Written Premium by Category (US$ Billion), 20072011
Table 54: Norwegian Non-Life Insurance Written Premium by Category (NOK Billion), 20112016
Table 55: Norwegian Non-Life Insurance Written Premium by Category (US$ Billion), 20112016
Table 56: Norwegian Non-Life Insurance Paid Claims (NOK Billion), 20072011
Table 57: Norwegian Non-Life Insurance Paid Claims (NOK Billion), 20112016
Table 58: Norwegian Non-Life Insurance Incurred Loss (NOK Billion), 20072011
Table 59: Norwegian Non-Life Insurance Incurred Loss (NOK Billion), 20112016
Table 60: Norwegian Non-Life Insurance Loss Ratio (%), 20072011
Table 61: Norwegian Non-Life Insurance Loss Ratio (%), 20112016
Table 62: Norwegian Non-Life Insurance Combined Ratio (%), 20072011
Table 63: Norwegian Non-Life Insurance Combined Ratio (%), 20112016
Table 64: Norwegian Non-Life Insurance Total Assets (NOK Billion), 20072011
Table 65: Norwegian Non-Life Insurance Total Assets (NOK Billion), 20112016
Table 66: Norwegian Non-Life Insurance Total Investment Income (NOK Billion), 20072011
Table 67: Norwegian Non-Life Insurance Total Investment Income (NOK Billion), 20112016
Table 68: Norwegian Non-Life Insurance Retentions (NOK Billion), 20072011
Table 69: Norwegian Non-Life Insurance Retentions (NOK Billion), 20112016
Table 70: Norwegian Property Insurance Written Premium (NOK Billion), 20072011
Table 71: Norwegian Property Insurance Written Premium (NOK Billion), 20112016
Table 72: Fire and Allied Perils Insurance Sub-Category Written Premium (NOK Billion), 20072011
Table 73: Fire and Allied Perils Insurance Sub-Category Written Premium (NOK Billion), 20112016
Table 74: Engineering Insurance Sub-Category Written Premium (NOK Billion), 20072011
Table 75: Engineering Insurance Sub-Category Written Premium (NOK Billion), 20112016
Table 76: Agriculture Insurance Sub-Category Written Premium (NOK Billion), 20072011
Table 77: Agriculture Insurance Sub-Category Written Premium (NOK Billion), 20112016
Table 78: Other Property Insurance Sub-Category Written Premium (NOK Billion), 20072011
Table 79: Other Property Insurance Sub-Category Written Premium (NOK Billion), 20112016
Table 80: Norwegian Motor Insurance Written Premium (NOK Billion), 20072011
Table 81: Norwegian Motor Insurance Written Premium (NOK Billion), 20112016
Table 82: Motor Hull Insurance Sub-Category Written Premium (NOK Billion), 20072011
Table 83: Motor Hull Insurance Sub-Category Written Premium (NOK Billion), 20112016
Table 84: Motor Third Party Insurance Sub-Category Written Premium (NOK Billion), 20072011
Table 85: Motor Third Party Insurance Sub-Category Written Premium (NOK Billion), 20112016
Table 86: Norwegian Liability Insurance Written Premium (NOK Billion), 20072011
Table 87: Norwegian Liability Insurance Written Premium (NOK Billion), 20112016
Table 88: Norwegian Marine, Aviation and Transit Insurance Written Premium (NOK Billion), 20072011
Table 89: Norwegian Marine, Aviation and Transit Insurance Written Premium (NOK Billion), 20112016
Table 90: Norwegian Personal Accident and Health Insurance Written Premium by Category (NOK Billion), 20072011
Table 91: Norwegian Personal Accident and Health Insurance Written Premium by Category (US$ Billion), 20072011
Table 92: Norwegian Personal Accident and Health Insurance Written Premium by Category (NOK Billion), 20112016
Table 93: Norwegian Personal Accident and Health Insurance Written Premium by Category (US$ Billion), 20112016
Table 94: Norwegian Personal Accident and Health Insurance Paid Claims (NOK Billion), 20072011
Table 95: Norwegian Personal Accident and Health Insurance Paid Claims (NOK Billion), 20112016
Table 96: Norwegian Personal Accident and Health Insurance Incurred Loss (NOK Billion), 20072011
Table 97: Norwegian Personal Accident and Health Insurance Incurred Loss (NOK Billion), 20112016
Table 98: Norwegian Personal Accident and Health Insurance Loss Ratio (%), 20072011
Table 99: Norwegian Personal Accident and Health Insurance Loss Ratio (%), 20112016
Table 100: Norwegian Personal Accident and Health Insurance Combined Ratio (%), 20072011
Table 101: Norwegian Personal Accident and Health Insurance Combined Ratio (%), 20112016
Table 102: Norwegian Personal Accident and Health Insurance Total Assets (NOK Billion), 20072011
Table 103: Norwegian Personal Accident and Health Insurance Total Assets (NOK Billion), 20112016
Table 104: Norwegian Personal Accident and Health Insurance Total Investment Income (NOK Billion), 20072011
Table 105: Norwegian Personal Accident and Health Insurance Total Investment Income (NOK Billion), 20112016
Table 106: Norwegian Personal Accident and Health Insurance Retentions (NOK Billion), 20072011
Table 107: Norwegian Personal Accident and Health Insurance Retentions (NOK Billion), 20112016
Table 108: Norwegian Personal Accident Insurance Category Written Premium (NOK Billion), 20072011
Table 109: Norwegian Personal Accident Insurance Written Premium (NOK Billion), 20112016
Table 110: Norwegian Health Insurance Written Premium (NOK Billion), 20072011
Table 111: Norwegian Health Insurance Category Written Premium (NOK Billion), 20112016
Table 112: Norwegian Travel Insurance Category Written Premium (NOK Billion), 20072011
Table 113: Norwegian Travel Insurance Category Written Premium (NOK Billion), 20112016
Table 114: Norwegian Life Insurance New Business Written Premium Through Direct Marketing (NOK Billion), 20072011
Table 115: Norwegian Life Insurance New Business Written Premium Through Direct Marketing (NOK Billion), 20112016
Table 116: Norwegian Life Insurance New Business Written Premium Through Bancassurance (NOK Billion), 20072011
Table 117: Norwegian Life Insurance New Business Written Premium Through Bancassurance (NOK Billion), 20112016
Table 118: Norwegian Life Insurance New Business Written Premium Through Agencies (NOK Billion), 20072011
Table 119: Norwegian Life Insurance New Business Written Premium Through Agencies (NOK Billion), 20112016
Table 120: Norwegian Life Insurance New Business Written Premium Through E-Commerce (NOK Billion), 20072011
Table 121: Norwegian Life Insurance New Business Written Premium Through E-Commerce (NOK Billion), 20112016
Table 122: Norwegian Life Insurance New Business Written Premium Through Brokers (NOK Billion), 20072011
Table 123: Norwegian Life Insurance New Business Written Premium Through Brokers (NOK Billion), 20112016
Table 124: Norwegian Life Insurance New Business Written Premium Through Other Channels (NOK Billion), 20072011
Table 125: Norwegian Life Insurance New Business Written Premium Through Other Channels (NOK Billion), 20112016
Table 126: Non-Life Insurance Written Premium Through Direct Marketing (NOK Billion), 20072011
Table 127: Non-Life Insurance Written Premium Through Direct Marketing (NOK Billion), 20112016
Table 128: Non-Life Insurance Written Premium Through Bancassurance (NOK Billion), 20072011
Table 129: Non-Life Insurance Written Premium Through Bancassurance (NOK Billion), 20112016
Table 130: Non-Life Insurance Written Premium Through Agencies (NOK Billion), 20072011
Table 131: Non-Life Insurance Written Premium Through Agencies (NOK Billion), 20112016
Table 132: Non-Life Insurance Written Premium Through E-Commerce (NOK Billion), 20072011
Table 133: Non-Life Insurance Written Premium Through E-Commerce (NOK Billion), 20112016
Table 134: Non-Life Insurance Written Premium Through Brokers (LCU Billion), 20072011
Table 135: Non-Life Insurance Written Premium Through Brokers (LCU Billion), 20112016
Table 136: Non-Life Insurance Written Premium Through Other Channels (NOK Billion), 20072011
Table 137: Non-Life Insurance Written Premium Through Other Channels (NOK Billion), 20112016
Table 138: Personal Accident and Health Insurance Segment Written Premium Through Direct Marketing (NOK Billion), 20072011
Table 139: Personal Accident and Health Insurance Segment Written Premium Through Direct Marketing (NOK Billion), 20112016
Table 140: Personal Accident and Health Insurance Segment Written Premium Through Bancassurance (NOK Billion), 20072011
Table 141: Personal Accident and Health Insurance Segment Written Premium Through Bancassurance (NOK Billion), 20112016
Table 142: Personal Accident and Health Insurance Segment Written Premium Through Agencies (NOK Billion), 20072011
Table 143: Personal Accident and Health Insurance Segment Written Premium Through Agencies (NOK Billion), 20112016
Table 144: Personal Accident and Health Insurance Segment Written Premium Through E-Commerce (NOK Billion), 20072011
Table 145: Personal Accident and Health Insurance Segment Written Premium Through E-Commerce (NOK Billion), 20112016
Table 146: Personal Accident and Health Insurance Segment Written Premium Through Brokers (NOK Billion), 20072011
Table 147: Norwegian Life Insurance New Business Written Premium Through Brokers (NOK Billion), 20112016
Table 148: Personal Accident and Health Insurance Segment Written Premium Through Other Channels (NOK Billion), 20072011
Table 149: Personal Accident and Health Insurance Segment Written Premium Through Other Channels (NOK Billion), 20112016
Table 150: Norwegian Life Insurance Market Shares, 2010
Table 151: Norwegian Non-Life Insurance Market Shares, 2010
Table 152: Kommunal Landspensjonskasse (KLP), Main Products
Table 153: Kommunal Landspensjonskasse (KLP), Key Employees
Table 154: DNB Livsforsikring ASA, Main Products
Table 155: DNB Livsforsikring ASA , Key Employees
Table 156: Storebrand Livsforsikring AS Main Products
Table 157: Storebrand Livsforsikring AS, Key Employees
Table 158: Gjensidige Forsikring ASA, Main Products
Table 159: Gjensidige Forsikring ASA, Key Employees
Table 160: Tryg AS, Main Products
Table 161: Tryg AS, Key Employees
Figure 1: Nordic Region Snapshot of the Economy and Population, 2012
Figure 2: Nordic Region Growth Trends in the Insurance Industry (%), 20072016
Figure 3: Nordic Region Aging Population by Country, 2012 and 2017
Figure 4: Nordic Region Insurance Industry by Segment (US$ Billion), 2011
Figure 5: Nordic Life Insurance Gross Written Premium (US$ Billion), 2011
Figure 6: Nordic Life Insurance Premium Per Capita (US$), 2011
Figure 7: Nordic Life Insurance Penetration (% of GDP), 2011 and 2016
Figure 8: Nordic Life Insurance Gross Written Premium Growth (%), 20072016
Figure 9: Nordic Life Insurance Gross Written Premium per Capita (%), 20072016
Figure 10: Nordic Life Insurance Loss Ratio (%), 2011 and 2016
Figure 11: Nordic Life Insurance Combined Ratio (%), 2011 and 2016
Figure 12: Nordic Life Insurance Incurred Losses per Capita (US$), 2011 and 2016
Figure 13: Nordic Life Insurance Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 14: Nordic Life Insurance New Business Gross Written Premium for Direct Marketing (%), 20072016
Figure 15: Nordic Life Insurance Share of New Business Gross Written Premium for Bancassurance (%), 20072016
Figure 16: Nordic Life Insurance Share of New Business Gross Written Premium for Agencies (%), 20072016
Figure 17: Nordic Life insurance Share of New Business Gross Written Premium for Online Channels (%), 20072016
Figure 18: Nordic Non-Life Insurance Growth (%), 20072016
Figure 19: Nordic Non-Life Insurance Gross Written Premium (US$ Billion), 2011
Figure 20: Nordic Non-Life Insurance Premium per Capita (US$), 2011
Figure 21: Nordic Non-Life Insurance Penetration (% of GDP), 2011 and 2016
Figure 22: Nordic Non-Life Insurance Gross Written Premium Growth (%), 20072016
Figure 23: Nordic Non-Life Insurance Gross Written Premium per Capita Growth (%), 20072016
Figure 24: Nordic Non-Life Insurance Loss Ratio (%), 2011 and 2016
Figure 25: Nordic Non-Life Insurance Combined Ratio (%), 2011 and 2016
Figure 26: Nordic Non-Life Insurance Incurred Losses per Capita (US$), 2011 and 2016
Figure 27: Nordic Non-Life Insurance Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 28: Nordic Non-Life Insurance Share of New Business Gross Written Premium for Direct Marketing (%), 20072016
Figure 29: Nordic Non-Life Insurance Share of New Business Gross Written Premium for Bancassurance (%), 20072016
Figure 30: Nordic Non-Life Insurance Share of New Business Gross Written Premium for Agencies (%), 20072016
Figure 31: Nordic Non-Life Insurance Share of New Business Gross Written Premium for Brokers (%), 20072016
Figure 32: Nordic Non-Life Insurance Share of New Business Gross Written Premium for Online Channels (%), 20072016
Figure 33: Nordic Personal Accident and Health Insurance Growth (%), 20072016
Figure 34: Nordic Personal Accident and Health Insurance Gross Written Premium (US$ Billion), 2011
Figure 35: Nordic Personal Accident and Health Insurance Premium per Capita (US$), 2011
Figure 36: Nordic Personal Accident and Health Insurance Penetration (% of GDP), 2011 and 2016
Figure 37: Nordic Personal Accident and Health Insurance Gross Written Premium Growth (%), 20072016
Figure 38: Nordic Personal Accident and Health Insurance Gross Written Premium per Capita Growth (%), 20072016
Figure 39: Nordic Personal Accident and Health Insurance Loss Ratio (%), 2011 and 2016
Figure 40: Nordic Personal Accident and Health Insurance Combined Ratio (%), 2011 and 2016
Figure 41: Nordic Personal Accident and Health Insurance Incurred Losses per Capita (US$), 2011 and 2016
Figure 42: Nordic Personal Accident and Health Insurance Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 43: Nordic Personal Accident and Health Insurance Share of New Business Gross Written Premium for Direct Marketing (%), 20072016
Figure 44: Nordic Personal Accident and Health Insurance Share of New Business Gross Written Premium for Bancassurance (%), 20072016
Figure 45: Nordic Personal Accident and Health Insurance Share of New Business Gross Written Premium for Agencies (%), 20072016
Figure 46: Nordic Personal Accident and Health Insurance Share of New Business Gross Written Premium for Brokers (%), 20072016
Figure 47: Nordic Personal Accident and Health Insurance Share of New Business Gross Written Premium for Online Channels (%), 20072016
Figure 1: Norwegian Insurance Overall Written Premium by Segment (NOK Billion), 20072016
Figure 2: Norwegian Insurance Dynamics by Segment, 20072016
Figure 3: Norwegian Life Insurance Written Premium by Category (NOK Billion), 20072016
Figure 4: Norwegian Life Insurance Written Premium by Category (% Share), 2011 and 2016
Figure 5: Life Insurance Market Dynamics by Category, 20072016
Figure 6: Norwegian Life Insurance Paid Claims (NOK Billion), 20072011
Figure 7: Norwegian Life Insurance Paid Claims (NOK Billion), 20112016
Figure 8: Norwegian Life Insurance Incurred Loss (NOK Billion), 20072011
Figure 9: Norwegian Life Insurance Incurred Loss (NOK Billion), 20112016
Figure 10: Norwegian Life Insurance Loss Ratio (%), 20072011
Figure 11: Norwegian Life Insurance Loss Ratio (%), 20112016
Figure 12: Norwegian Life Insurance Combined Ratio (%), 20072011
Figure 13: Norwegian Life Insurance Combined Ratio (%), 20112016
Figure 14: Norwegian Life Insurance Total Assets (NOK Billion), 20072011
Figure 15: Norwegian Life Insurance Total Assets (NOK Billion), 20112016
Figure 16: Norwegian Life Insurance Total Investment Income (NOK Billion), 20072011
Figure 17: Norwegian Life Insurance Total Investment Income (NOK Billion), 20112016
Figure 18: Norwegian Life Insurance Retentions (NOK Billion), 20072011
Figure 19: Norwegian Life Insurance Retentions (NOK Billion), 20112016
Figure 20: Norwegian Life Insurance Investment (NOK Billion), 20072011
Figure 21: Norwegian Life Insurance Penetration (% of GDP), 20072011
Figure 22: Norwegian Life Insurance Premium Per-Capita (NOK), 20072011
Figure 23: Norwegian Individual Life Insurance Category Written Premium (NOK Billion), 20072011
Figure 24: Norwegian Individual Life Insurance Category Written Premium (NOK Billion), 20112016
Figure 25: Norwegian General Annuity Insurance Category Written Premium (NOK Billion), 20072011
Figure 26: Norwegian General Annuity Insurance Category Written Premium (NOK Billion), 20112016
Figure 27: Norwegian Individual Pension Insurance Category Written Premium (NOK Billion), 20072011
Figure 28: Norwegian Individual Pension Insurance Category Written Premium (NOK Billion), 20112016
Figure 29: Norwegian Individual Endowment Insurance Category Written Premium (NOK Billion), 20072011
Figure 30: Norwegian Individual Endowment Insurance Category Written Premium (NOK Billion), 20112016
Figure 31: Norwegian Term-life Insurance Category Written Premium (NOK Billion), 20072011
Figure 32: Norwegian Term-life Insurance Category Written Premium (NOK Billion), 20112016
Figure 33: Norwegian Individual Unit-linked Written Premium (NOK Billion), 20072011
Figure 34: Norwegian Individual Unit-linked Category Written Premium (NOK Billion), 20112016
Figure 35: Norwegian Group Life Insurance Category Written Premium (NOK Billion), 20072011
Figure 36: Norwegian Individual Unit-linked Category Written Premium (NOK Billion), 20112016
Figure 37: Norwegian Group Superannuation Category Written Premium (NOK Billion), 20072011
Figure 38: Norwegian Group Superannuation Category Written Premium (NOK Billion), 20072011
Figure 39: Norwegian Group Unit-Linked Category Written Premium (NOK Billion), 20072011
Figure 40: Norwegian Group Unit-Linked Category Written Premium (NOK Billion), 20072011
Figure 41: Norwegian Individual Single Premium Category Written Premium (NOK Billion), 20072011
Figure 42: Norwegian Individual Single Premium Category Written Premium (NOK Billion), 20072011
Figure 43: Norwegian Individual Non-Single Premium Category Written Premium (NOK Billion), 20072011
Figure 44: Norwegian Individual Single Premium Category Written Premium (NOK Billion), 20072011
Figure 45: Norwegian Group Single Premium Category Written Premium (NOK Billion), 20072011
Figure 46: Norwegian Group Single Premium Category Written Premium (NOK Billion), 20072011
Figure 47: Norwegian Group Non-Single Premium Category Written Premium (NOK Billion), 20072011
Figure 48: Norwegian Group Single Premium Category Written Premium (NOK Billion), 20072011
Figure 49: Norwegian Non-Life Insurance Written Premium by Category (NOK Billion), 20072016
Figure 50: Norwegian Non-Life Insurance Written Premium by Category (% Share), 2011 and 2016
Figure 51: Norwegian Non-Life Insurance Market Dynamics by Category, 20072016
Figure 52: Norwegian Non-Life Insurance Paid Claims by Category (NOK Billion), 20072011
Figure 53: Norwegian Non-Life Insurance Paid Claims (NOK Billion), 20112016
Figure 54: Norwegian Non-Life Insurance Incurred Loss (NOK Billion), 20072011
Figure 55: Norwegian Non-Life Insurance Incurred Loss by Category (NOK Billion), 20072016
Figure 56: Norwegian Non-Life Insurance Loss Ratio (%), 20072011
Figure 57: Norwegian Non-Life Insurance Loss Ratio (%), 20112016
Figure 58: Norwegian Non-Life Insurance Combined Ratio (%), 20072011
Figure 59: Norwegian Non-Life Insurance Combined Ratio (%), 20112016
Figure 60: Norwegian Non-Life Insurance Total Assets (NOK Billion), 20072011
Figure 61: Norwegian Non-Life Insurance Total Assets (NOK Billion), 20112016
Figure 62: Norwegian Non-Life Insurance Total Investment Income (NOK Billion), 20072011
Figure 63: Norwegian Non-Life Insurance Total Investment Income (NOK Billion), 20112016
Figure 64: Norwegian Non-Life Insurance Retentions (NOK Billion), 20072011
Figure 65: Norwegian Non-Life Insurance Retentions (US$ Billion), 20112016
Figure 66: Norwegian Non-Life Insurance Investment (NOK Billion), 20072011
Figure 67: Norwegian Non-Life Insurance Penetration (% of GDP), 20072011
Figure 68: Norwegian Non-Life Insurance Premium Per Capita (NOK), 20072011
Figure 69: Norwegian Property Insurance Written Premium (NOK Billion), 20072011
Figure 70: Norwegian Property Insurance Written Premium (NOK Billion), 20112016
Figure 71: Fire and Allied Perils Insurance Sub-Category Written Premium (NOK Billion), 20072011
Figure 72: Fire and Allied Perils Insurance Sub-Category Written Premium (NOK Billion), 20112016
Figure 73: Engineering Insurance Sub-Category Written Premium (NOK Billion), 20072011
Figure 74: Engineering Insurance Sub-Category Written Premium (NOK Billion), 20112016
Figure 75: Agriculture Insurance Sub-Category Written Premium (NOK Billion), 20072011
Figure 76: Agriculture Insurance Sub-Category Written Premium (NOK Billion), 20112016
Figure 77: Other Property Insurance Sub-Category Written Premium (NOK Billion), 20072011
Figure 78: Other Property Insurance Sub-Category Written Premium (NOK Billion), 20112016
Figure 79: Norwegian Motor Insurance Written Premium (NOK Billion), 20072011
Figure 80: Norwegian Motor Insurance Written Premium (NOK Billion), 20112016
Figure 81: Motor Hull Insurance Sub-Category Written Premium (NOK Billion), 20072011
Figure 82: Motor Hull Insurance Sub-Category Written Premium (NOK Billion), 20112016
Figure 83: Motor Third Party Insurance Sub-Category Written Premium (NOK Billion), 20072011
Figure 84: Motor Third Party Insurance Sub-Category Written Premium (NOK Billion), 20112016
Figure 85: Norwegian Liability Insurance Written Premium (NOK Billion), 20072011
Figure 86: Norwegian Liability Insurance Written Premium (NOK Billion), 20112016
Figure 87: Norwegian Marine, Aviation and Transit Insurance Written Premium (NOK Billion), 20072011
Figure 88: Norwegian Marine, Aviation and Transit Insurance Written Premium (NOK Billion), 20112016
Figure 89: Norwegian Personal Accident and Health Insurance Written Premium by Category (NOK Billion), 20072016
Figure 90: Norwegian Personal Accident and Health Insurance Written Premium by Category (% Share), 2011 and 2016
Figure 91: Norwegian Personal Accident and Health Insurance Market Dynamics by Category, 20072016
Figure 92: Norwegian Personal Accident and Health Insurance Paid Claims by Category (NOK Billion), 20072011
Figure 93: Norwegian Personal Accident and Health Insurance Paid Claims (NOK Billion), 20112016
Figure 94: Norwegian Personal Accident and Health Insurance Incurred Loss (NOK Billion), 20072011
Figure 95: Norwegian Personal Accident and Health Insurance Incurred Loss by Category (NOK Billion), 20072016
Figure 96: Norwegian Personal Accident and Health Insurance Loss Ratio (%), 20072011
Figure 97: Norwegian Personal Accident and Health Insurance Loss Ratio (%), 20112016
Figure 98: Norwegian Personal Accident and Health Insurance Combined Ratio (%), 20072011
Figure 99: Norwegian Personal Accident and Health Insurance Combined Ratio (%), 20112016
Figure 100: Norwegian Personal Accident and Health Insurance Total Assets (NOK Billion), 20072011
Figure 101: Norwegian Personal Accident and Health Insurance Total Assets (NOK Billion), 20112016
Figure 102: Norwegian Personal Accident and Health Insurance Total Investment Income (NOK Billion), 20072011
Figure 103: Norwegian Personal Accident and Health Insurance Total Investment Income (NOK Billion), 20112016
Figure 104: Norwegian Personal Accident and Health Insurance Retentions (NOK Billion), 20072011
Figure 105: Norwegian Personal Accident and Health Insurance Retentions (US$ Billion), 20112016
Figure 106: Norwegian Personal Accident and Health Insurance Investment (NOK Billion), 20072011
Figure 107: Norwegian Personal Accident and Health Insurance Penetration (% of GDP), 20072011
Figure 108: Norwegian Personal Accident and Health Insurance Premium Per Capita (NOK), 20072011
Figure 109: Norwegian Personal Accident Insurance Category Written Premium (NOK Billion), 20072011
Figure 110: Norwegian Personal Accident Insurance Written Premium (NOK Billion), 20112016
Figure 111: Norwegian Health Insurance Written Premium (NOK Billion), 20072011
Figure 112: Norwegian Health Insurance Category Written Premium (NOK Billion), 20112016
Figure 113: Norwegian Travel Insurance Category Written Premium (NOK Billion), 20072011
Figure 114: Norwegian Travel Insurance Category Written Premium (NOK Billion), 20112016
Figure 115: Norwegian Life Insurance New Business Written Premium Through Direct Marketing (NOK Billion), 20072011
Figure 116: Norwegian Life Insurance New Business Written Premium Through Direct Marketing (NOK Billion), 20112016
Figure 117: Norwegian Life Insurance New Business Written Premium Through Bancassurance (NOK Billion), 20072011
Figure 118: Norwegian Life Insurance New Business Written Premium Through Bancassurance (NOK Billion), 20112016
Figure 119: Norwegian Life Insurance New Business Written Premium Through Agencies (NOK Billion), 20072011
Figure 120: Norwegian Life Insurance New Business Written Premium Through Agencies (NOK Billion), 20112016
Figure 121: Norwegian Life Insurance New Business Written Premium Through E-Commerce (NOK Billion), 20072011
Figure 122: Norwegian Life Insurance New Business Written Premium Through E-Commerce (NOK Billion), 20112016
Figure 123: Norwegian Life Insurance New Business Written Premium Through Brokers (NOK Billion), 20072011
Figure 124: Norwegian Life Insurance New Business Written Premium Through Brokers (NOK Billion), 20112016
Figure 125: Norwegian Life Insurance New Business Written Premium Through Other Channels (NOK Billion), 20072011
Figure 126: Norwegian Life Insurance New Business Written Premium Through Other Channels (NOK Billion), 20112016
Figure 127: Non-Life Insurance Written Premium Through Direct Marketing (NOK Billion), 20072011
Figure 128: Non-Life Insurance Written Premium Through Direct Marketing (NOK Billion), 20112016
Figure 129: Non-Life Insurance Written Premium Through Bancassurance (NOK Billion), 20072011
Figure 130: Non-Life Insurance Written Premium Through Bancassurance (NOK Billion), 20112016
Figure 131: Non-Life Insurance Written Premium Through Agencies (NOK Billion), 20072011
Figure 132: Non-Life Insurance Written Premium Through Agencies (NOK Billion), 20112016
Figure 133: Non-Life Insurance Written Premium Through E-Commerce (NOK Billion), 20072011
Figure 134: Non-Life Insurance Written Premium Through E-Commerce (NOK Billion), 20112016
Figure 135: Non-Life Insurance Written Premium Through Brokers (LCU Billion), 20072011
Figure 136: Non-Life Insurance Written Premium Through Brokers (LCU Billion), 20112016
Figure 137: Non-Life Insurance Written Premium Through Other Channels (NOK Billion), 20072011
Figure 138: Non-Life Insurance Written Premium Through Other Channels (NOK Billion), 20112016
Figure 139: Personal Accident and Health Insurance Segment Written Premium Through Direct Marketing (NOK Billion), 20072011
Figure 140: Personal Accident and Health Insurance Segment Written Premium Through Direct Marketing (NOK Billion), 20112016
Figure 141: Personal Accident and Health Insurance Segment Written Premium Through Bancassurance (NOK Billion), 20072011
Figure 142: Personal Accident and Health Insurance Segment Written Premium Through Bancassurance (NOK Billion), 20112016
Figure 143: Personal Accident and Health Insurance Segment Written Premium Through Agencies (NOK Billion), 20072011
Figure 144: Personal Accident and Health Insurance Segment Written Premium Through Agencies (NOK Billion), 20112016
Figure 145: Personal Accident and Health Insurance Segment Written Premium Through E-Commerce (NOK Billion), 20072011
Figure 146: Personal Accident and Health Insurance Segment Written Premium Through E-Commerce (NOK Billion), 20112016
Figure 147: Personal Accident and Health Insurance Segment Written Premium Through Brokers (NOK Billion), 2007 2011
Figure 148: Norwegian Life Insurance New Business Written Premium Through Brokers (NOK Billion), 20112016
Figure 149: Personal Accident and Health Insurance Segment Written Premium Through Other Channels (NOK Billion), 20072011
Figure 150: Personal Accident and Health Insurance Segment Written Premium Through Other Channels (NOK Billion), 20112016
Figure 151: Norwegian Life Insurance Market Share, 2010
Figure 152: Norwegian Non-Life Insurance Market Shares, 2010
Figure 153: Norwegian GDP at Constant Prices (US$ Billion), 20072011
Figure 154: Norwegian GDP Per Capita at Constant Prices (US$), 20072011
Figure 155: Norwegian GDP at Current Prices (US$ Billion), 20072011
Figure 156: Norwegian Inflation Rate (%), 20072011
Figure 157: Norwegian Arable Land ( 000 hectares), 20072011
Figure 158: Norwegian Exports as a Percentage of GDP (%), 20072011
Figure 159: Norwegian Imports as a Percentage of GDP (%), 20072011
Figure 160: Norwegian Number of Air Passengers (M), 20072011
Figure 161: Norwegian Healthcare Expenditure (% of GDP), 20072011
Figure 162: Norwegian Healthcare Expenditure Per Capita (US$), 20072011
Figure 163: Norwegian Total Population (Million), 20072011
Figure 164: Norwegian Employed Population (%), 20072011
Figure 165: Norwegian Annual Disposable Income (US$ Billion), 20072011
Figure 166: Norwegian Annual Disposable Income per Capita (US$), 2007201