Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2017


#187119

243pages

Timetric

$ 1950

In Stock


Synopsis

The report provides in depth market analysis, information and insights into the Dutch personal accident and health insurance segment, including:

  • The Dutch personal accident and health insurance segments growth prospects by insurance categories 
  • Key trends and drivers for the personal accident and health insurance segment 
  • The various distribution channels in the Dutch personal accident and health insurance segment
  • The detailed competitive landscape in the personal accident and health insurance segment in the Netherlands
  • A detailed regulatory framework of the Dutch insurance industry
  • A description of the personal accident and health reinsurance segment in the Netherlands
  • Porter's Five Forces Analysis of the personal accident and health insurance segment
  • A benchmarking section on the Dutch life insurance segment in comparison with other countries with a GWP of US$75-150 billion
Summary

The Dutch personal accident and health insurance segment was the largest segment in the industry in 2012, accounting for a 58.8% share of the industrys total gross written premiums. The health category was among the largest of all the Organization for Economic Co-operation and Development (OECD) countries, with a per-capita expenditure in healthcare of EUR3,896.2 (US$5,009) in 2012. An increase in total healthcare expenditure and the introduction of national healthcare reforms in 2006 drove growth in the segment at a compound annual growth rate (CAGR) of 3.0% during the review period (2008-2012). The segments gross written premium value reached EUR44.7 billion (US$57.5 billion) in 2012, of which health insurance accounted for 89.3%.

Scope

  • This report provides a comprehensive analysis of the personal accident and health insurance segment in the Netherlands:
  • It provides historical values for the Dutch personal accident and health insurance segment for the reports 2008-2012 review period and forecast figures for the 2012-2017 forecast period.
  • It offers a detailed analysis of the key sub-segments in Dutch personal accident and health insurance segment, along with market forecasts until 2017.
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
  • It analyses the various distribution channels for personal accident and health insurance products in the Netherlands.
  • Using Porters industry-standard Five Forces analysis, it details the competitive landscape in the Netherlands for the personal accident and health insurance segment.
  • It provides a detailed analysis of the reinsurance segment in the Netherlands and its growth prospects.
  • It profiles the top personal accident and health insurance companies in the Netherlands and outlines the key regulations affecting them.
Reasons To Buy

  • Make strategic business decisions using in depth historic and forecast market data related to the Dutch personal accident and health insurance segment and each category within it
  • Understand the demand-side dynamics, key market trends and growth opportunities within the Dutch personal accident and health insurance segment
  • Assess the competitive dynamics in the personal accident and health insurance segment, along with the reinsurance segment
  • Identify the growth opportunities and market dynamics within key product categories
  • Gain insights into key regulations governing the Dutch insurance industry and its impact on companies and the market's future
Key Highlights

  • The Netherlands is one of the largest spenders on healthcare among the OECD countries
  • The growth of the health category was primarily driven by the introduction of a new healthcare system in January 2006, which replaced the earlier dual system
  • The claims ratio of the personal accident and health segment increased during the review period, due to a rise in health insurance claims following the introduction of compulsory health insurance in 2006
  • Personal accident and health insurers operating in the Netherlands are heavily dependent on their direct marketing networks for the distribution of products
  • The segment is highly concentrated with the 10 leading companies accounting for 83.1% of the total personal accident gross written premium income and 72.9% of the total healthcare gross written premium in 2012