Personal Accident and Health Insurance in Brazil Key Trends and Opportunities to 2018


#215495

249pages

Timetric

$ 1950

In Stock

Synopsis

The report provides in depth market analysis, information and insights into the Brazilian personal accident and health insurance segment, including:
  • The Brazilian personal accident and health insurance segment’s growth prospects by insurance categories
  • Key trends and drivers for the personal accident and health insurance segment
  • The various distribution channels in the Brazilian personal accident and health insurance segment
  • The detailed competitive landscape in the personal accident and health insurance segment in Brazil
  • Detailed regulatory policies of the Brazilian insurance industry
  • A description of the personal accident and health reinsurance segment in Brazil
  • Porter's Five Forces analysis of the personal accident and health insurance segment
  • A benchmarking section on the Brazilian personal accident and health insurance segment in comparison with other countries in the BRICS region

Executive summary

The personal accident and health insurance segment is the smallest in the industry, accounting for 15.2% of the industry’s gross written premium in 2013. Every Brazilian and foreigner residing in the country has access to the country’s SUS. However, due to perceived inadequacies, the rich and the middle classes are increasingly using private healthcare services. As on 2013, more than 25% of Brazilians had private health insurance. The gross written premium registered by the segment rose during the review period.

Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in Brazil:
  • It provides historical values for the Brazilian personal accident and health insurance segment for the report’s 2009–2013 review period and forecast figures for the 2013–2018 forecast period.
  • It offers a detailed analysis of the key sub-segments in Brazilian personal accident and health insurance segment, along with market forecasts until 2018.
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
  • It analyses the various distribution channels for personal accident and health insurance products in Brazil.
  • Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Brazil for the personal accident and health insurance segment.
  • It provides a detailed analysis of the reinsurance segment in Brazil and its growth prospects.
  • It profiles the top personal accident and health insurance companies in Brazil and outlines the key regulations affecting them.

Reasons to buy

  • Make strategic business decisions using in depth historic and forecast market data related to the Brazilian personal accident and health insurance segment and each category within it
  • Understand the demand-side dynamics, key market trends and growth opportunities within the Brazilian personal accident and health insurance segment
  • Assess the competitive dynamics in the personal accident and health insurance segment, along with the reinsurance segment
  • Identify the growth opportunities and market dynamics within key product categories
  • Gain insights into key regulations governing the Brazilian insurance segment and its impact on companies and the market's future

Key highlights

  • The personal accident and health insurance segment is the smallest in the industry, accounting for 15.2% of the industry’s gross written premium in 2013.
  • The growing middle-class population and a high adult literacy rate of 90.4% will continue to create demand for quality healthcare services.
  • It is compulsory for expatriates to have health insurance in Brazil.
  • The Agência Nacional de Saúde (ANS), the regulator of Brazil’s private healthcare market, micro-manages the category.
  • The personal accident and health insurance segment in Brazil is dominated by domestic health insurance companies.
  • The category is concentrated, with three leading companies accounting for 39.9% and the 10 leading companies representing 70.7% of the category’s total gross written premiums in 2013.